helpful tips for the red flag rules and offering credit

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Red Flags Rule

On January 1, 2011, the Federal Trade Commission (FTC) began enforcing its Fair and Accurate Credit Transactions Act of 2003 (FACT Act) Red Flags Rule. The Red Flags Rule requires that each “financial institution” or “creditor”—which includes most securities firms—implement a written program to detect, prevent and mitigate identity theft in connection with the opening or maintenance of “covered accounts.” These include consumer accounts that permit multiple payments or transactions, such as a retail brokerage account, credit card account, margin account, checking or savings account, or any other accounts with a reasonably foreseeable risk to customers or your firm from identity theft.

The following resources may be useful to firms:

800-901-5950

car dealer nurse

how to complete your DMV car dealer license application

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The purpose of this pamphlet is to inform the prospective vehicle dealer applicant of the requirements to obtain
a license from the Department of Motor Vehicles (DMV) and provides detailed information and instructions in
completing and submitting your application.

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HOW TO USE THIS PAMPHLET

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We have tried to arrange this book in much the same order you should follow in establishing your business. In
addition, to assist you, we’ve created check lists (New Dealer Application, OL 249A or Used Dealer and Autobroker,
OL 249B or Dealer-Wholesale Only, OL 248C) listing the items required when submitting your application to the
department. These check lists may be downloaded from our website at www.dmv.ca.gov.

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DMV ADVISORY STATEMENT

The information required on the attached forms pertain to eligibility for issuance of an occupational license. It is
required under authority of Division 5 of the California Vehicle Code. Failure to provide the information is cause for
refusal to issue an occupational license.

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Application information is public record, regularly used by law enforcement agencies, and is open to inspection by
the public. Some information contained in these records is classiied as conidential or personal pursuant to the
Information Practices Act of 1977 and the Public Records Act and is exempt from disclosure. Individuals are entitled
to inspect or obtain copies of information contained in their record during regular office hours.
The Deputy Director of the Licensing Operations Division,

2570 24th Street, Sacramento, CA. 95818,

is responsible
for maintaining record information.

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DEALER DEFINED

Section 285 of the California Vehicle Code (CVC) deines a dealer who:
(a) For commission, money, or other thing of value, sells, exchanges, buys or offers for sale, negotiates or attempts
to negotiate, a sale or exchange of an interest in a vehicle subject to registration or a motorcycle, snowmobile,
subject to identiication under this code, or induces or attempts to induce any person to buy or exchange an
interest in a vehicle and, who receives or expects to receive a commission, money brokerage fees, proit, or any
other thing of value, from either the seller or purchaser of said vehicle; or
(b) Is engaged wholly or in part in the business of selling vehicles or buying or taking in trade, vehicles for the
purpose of resale, selling, or offering for sale, or consigned to be sold, or otherwise dealing in vehicles, whether
or not such vehicles are owned by the person.

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BACKGROUND INVESTIGATION

A background investigation is conducted on all applicants and disclosure of a conviction may result in a temporary
operating permit not being issued.
Failure to disclose any and all convictions may result in the refusal, denial, or revocation of your license.
Pursuant to CVC Section 11703, the department may refuse to issue a license to any applicant who has been
convicted of a crime or committed any act or engaged in any conduct involving moral turpitude which is substantially
related to the qualiications, functions, or duties of the licensed activity.
A plea of nolo contendere is a conviction within the meaning of this section. In addition, Article 4 and Article 6.1
of Title 13, of the California Code of Regulations (CCR) provide guidelines used by the department in determining
whether a license should be issued.

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THE FEE SCHEDULE IS:
$175.00 Nonrefundable original application fee.
$ 1.00 Family Support Program fee.
$100.00 Autobroker (plus original application fee).
$ 70.00 For each branch location (if applicable).
$225.00 New Motor Vehicle Board Fee
Required for new auto-commercial and motorcycle dealers, all-terrain vehicle, motorhome, and
recreational trailer dealers only per location.
$ 70.00 For each dealer plate (plus county fees, if applicable).*
$ 72.00 For each motorcycle plate (plus county fees, if applicable).*
* This figure will vary depending on the county where your business is located. Contact your Inspector for the total
plate fee due for your location.
NOTE: Plates are optional, not mandatory.
Applicants with convictions, prior departmental actions, business bankruptcies, and/or outstanding
civil judgements related to the automobile industry, must file an Abbreviated Application.

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A VEHICLE DEALER APPLICATION CONSISTS OF THE FOLLOWING FORMS:
• OL 248A New Dealer Application Check List OR
OL 248B Used Dealer, Dealer-Wholesale Only, and Autobroker Application Check List
• OL 12 Application for Original Occupational License, (Part C)
• OL 21A Original Application for Occupational License, (Part A)
• OL 25 Surety Bond of Dealer ($50,000) OR
OL 25B Surety Bond of Motorcycle Dealer, Motorcycle Lessor-Retailer, All-Terrain Vehicle
Dealer, or Wholesale-Only Dealer (Less Than 25 Vehicles Per Year) $10,000

OR

OL 65/OL 94 with Cash Bond

OR

OL 64/OL65 with Passbook or Certiicate of Deposit

• OL 53 Authorization to Release Financial Information
• OL 124 Certiicate of Proposed Franchise
Required for new automobile, commercial, motorcycle, all- terrain vehicle, motorhome, and
recreational trailer dealers only.
• OL 902 Property Use Veriication for Vehicle Dealer’s License
• OL 29 Application for Occupational License Personal History Questionnaire, (Part B)
Required for each person listed under ownership on form OL 12.
• ADM 9050 Appointment of Director as Agent for Service of Process
• DMV 8016 Request for Live Scan Clearance (yellow copy).
Required for each person completing form OL 29. Details on page 9. Out-of-state applicants
call Occupational Licensing at (916) 229-3126 for Fingerprint Card (ADM 1316).

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THE FOLLOWING DOCUMENTS ARE ALSO REQUIRED AS PART OF THE APPLICATION PACKAGE:

• Used Vehicle Dealer or Dealer Wholesale-Only license only
− The original Certiicate of Completion issued by a dealer education program provider
− Proof of successfully passing the Used Dealer Test administered by DMV
• Corporation, Limited Liability Company, or Limited Liability Partnership Owned Businesses Only
A copy of the Articles of Incorporation, Corporate Minutes, or other document iled with the Secretary of State
which identiies the officers, share holders and managers, if iling as a Corporation, Limited Liability Company or
Limited Liability Partnership owned business only.
• Copy of your Fictitious Name Statement
Any business that operates under a name not the actual name of the owner is required to obtain a Fictitious
Name Statement from the city or county in the area where your business is located. If the responsible agency
determines this is not required, a letter supporting such from that agency is needed.
• Copy of lease or rental agreement
• Copy of Your City and/or County Business License
Applicants are required to obtain a city or county business license by the city or county licensing section in the
area where your business is located.
• Copy of Board of Equalization Resale Permit
All applicants are required to file an application for a Seller’s Permit. The purpose of the permit is to enable the
licensee to collect taxes on sales. A dealer-wholesale only does not collect taxes but is required to file quarterly
reports. Applications can be made through local State Board of Equalization offices.
• Photograph(s) of Business Location
• Letter of Authorization
Required for new trailer dealers only. The letters of authorization must be on the issuing manufacturers,
distributors, or remanufacturers letterhead and must show either the business or corporate name and address
of the irm exactly as it appears on the application. A letter of authorization is required for each make being sold.
NOTE: Incomplete applications will be returned.

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THE DIFFERENT TYPES OF DEALERS LICENSES:

TYPE LICENSE AUTHORIZED TO:
New/Used Auto-Commercial

Sell new/used automobiles and trucks to the public and licensed vehicle
dealers.
Used Auto-Commercial

Sell used automobiles and trucks to the public and licensed vehicle dealers.
Dealer-Wholesale Only

Sell to licensed vehicle dealers only.
Autobroker

Provide the service of arranging, negotiating, assisting, or effectuating, for a
fee or compensation, the purchase of a new or used vehicle, not owned by
the dealer, for a person(s).

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LOCATION REQUIREMENTS:
The type of dealers license you are applying for will determine your location requirements.

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LOCATION REQUIREMENTS

TYPE LICENSE   Property Use   Office   Sign   Display Area
New/Used A/C              •                        •             •                      •
Used A/C                          •                        •             •                      •
Wholesale Only              •                        •
Autobroker                      •                        •             •

• Property Use Verification

− Your business location must be in an area appropriate for the type of business you wish to conduct. Before
signing a lease or rental agreement, check with the agency responsible for completing the Property Use
Veriication for Vehicle Dealers License (OL 902) to ensure appropriate property use.
• Office

− Your office must be devoted exclusively for the use of your business with entry directly from the outside.Your
office must have a telephone, desk, and a filing cabinet.
− All books and records pertinent to the business must be maintained at the office (320(b) CVC).

• Sign

− Not less than 2 square feet (11709(a) CVC).

− Readable from a distance of at least 50 feet (11709(a) CVC).

− Provide information as to the dealer’s name and address (11709(a) CVC).

− Permanent in nature, able to withstand weather conditions, and erected on the exterior of the office

(408.00 CA Code of Regulations).

• Display Area

− Must be situated on the same property.
− Must be of a sufficient size to physically accommodate vehicle(s) of a type for which the dealership is
licensed to sell (409.00 CA Code of Regulations).
− Additional display areas are permitted (display only, exclusive use, and sales are not permitted) within a
radius of 1,000 feet from the principal place of business and any licensed branch location without being
subject to separate licensing (409.00(a) CA Code of Regulations).

PHOTOGRAPH PROCEDURES

IMPORTANT NOTE: The department will perform on site inspections to confirm the contents of photographs.
Submission of fraudulent application form(s) and/or photograph(s) is grounds to refuse to issue this and any
subsequent license.

− Photographs must be clear enough to ensure compliance with requirements.

− Each photograph must be dated and signed.

− Photograph must be attached to a sheet of paper, labeled and numbered according to directions below.

PHOTOGRAPH REQUIREMENTS

TYPE LICENSE               Office   Location   Sign   Display Area
Wholesale Only                    •                 •
New Vehicle Dealer            •                 •               •                    •
Used Vehicle Dealer           •                 •               •                   •
Autobroker (no retail)       •                 •               •

DIRECTIONS FOR PHOTOGRAPH REQUIREMENTS

• Office
− Photographs must clearly show an office set up to perform the duties required by the license type, including
adequate secure storage for accountable materials and records.
• Entrance
− Photograph(s) of the office entrance, which includes the office address from the outside of the building.
(NOTE: See directions under sign for further directions if the address is not affixed near the office entrance
or to the exterior of the building.)
− If the office entrance is not directly accessible from the exterior, then a photograph from the corridor showing
the direct entrance is also required.

• Office Use
− Exclusive Office Use: A full photograph from the entrance to the back wall which includes both side walls.
Option: Two or more photographs that can be placed together covering the entire office area.
− Non-Exclusive Office Use: Businesses involving vehicles or their component parts must be conducted
separate from other types of businesses. Provide photographs that clearly show the physical division
between businesses involving vehicles or their component parts, (1670 CVC).

• Books and Records
− Photograph(s) of where the books and records pertinent to the type of business being conducted are kept
(320 CVC).

• Sign
− Photograph(s) must clearly show a sign permanently affixed to the exterior of the building, visible from a
distance of fifty (50) feet. If the address is not visible on the exterior of the building, then it must appear on
the sign.

− Sign From Fifty (50) Feet:

A photograph of the sign from a distance of fifty (50) feet is required.

− Sign From Property Entrance:

A photograph of the sign from the nearest public entrance to the property.

• Display Area

− Photograph(s) must clearly show an area large enough for the type of vehicle(s) for sale and must be for the
exclusive use of the licensee.
− Photographs of the complete display area.
− Photograph(s) that shows the proximity of the display area(s) to the office. If the display area is not in the
immediate vicinity of the office, another permanently installed sign is required to identify the business name
and office address.
− Photograph(s) that includes display area sign(s). If utilizing designated parking spaces, a sign must be
permanently installed designating the spaces for the exclusive use of the licensee (business name). A copy
of a contract or lease agreement for the spaces must be included with the application.

• Location

− Licensees with minimal license requirements must submit a photograph that clearly shows the place of
business (exterior of building and/or property), posted business name sign and area for licensed activity.
IMPORTANT
All application forms must be neatly printed in blue or black ink or typed.To be acceptable, they must be free from
strikeouts, whiteout (luid or tape), or corrections. All information requested must be complete and accurate.

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INSTRUCTIONS FOR COMPLETING THE VEHICLE DEALER APPLICATION:

Application for Original Occupational License, (Part C), OL 12

A. Ownership Information:

Enter the true full name(s), title, and Date of Birth of:

− The individual.

− Each partner (designate whether general or limited).

− Each principal officer and director, or stockholder of the corporation participating in the direction, control
and management of the policy of the business.

− Each member and manager of the Limited Liability Company participating in the direction, control and
management of the policy of the business.

− Each member of the Association participating in the direction control and management of the
Association.
B. Certiication:
Complete Section 1, 2, 3, 4 or 5 depending on whether the ownership of the firm is an individual, partnership,
corporation, Limited Liability Company, or Association.

Original Application for Occupational License, (Part A), OL 21A
A. Firm Information: Check the box of the type license you are applying for. If applying for dealer, select
category and mark appropriate box for Autobroker.

B. Main Office: Enter the full name(s) of the individual, partners, Corporation, Limited Liability Company or
Association.

Firm Name: Enter your business name.

Firm Address, City, State, Zip Code: Enter your business address, city, state, and zip code

Area Code/Telephone Number: Enter your business area code and telephone number.

C. Check the Vehicles to be Sold, Manufactured or Distributed at This Location:

Check the appropriate
boxes for the type(s) of vehicles you will be selling.

D. Plate(s) Request: Enter the number of plates desired.

E. For Dismantler Only: N/A

F. For Manufacturer or Remanufacturer Only: N/A

G. Financial Institution Business Account Information:
Enter the name of the bank where business account is carried, the bank’s address, area code and telephone
number.
Account Number: Enter the business account number.
Name of person authorized to draw funds or issue checks from account. Enter the name(s) of person(s)
authorized to draw funds or write checks from the account.
If bank account is not carried under same name as shown on this application, under what name is it
carried? Enter the name the account is carried under if not the same as your business.

H. Property Use Approval: Check the appropriate box, indicating whether your dealership’s location meets
property use requirements by either the city or the county.

I. Property Data: Check the appropriate box if the property is leased, rented, or owned.
Lease or Rental Period: Enter the lease or rental period.
Approximate Square Feet: Complete the size of the property in square feet.
If the property is leased or rented, complete the following: Enter the property owner’s full name, address,
city and telephone number.
Area Code/Telephone Number: Enter your business area code and telephone number.

J. Applicant Certiication: The person who signed the Application for Original Occupational License Part C, OL
12, must complete the certiication on this form.
Surety Bond Options
Applicants must submit one of the following:
• Surety Bond of Dealer, OL 25 ($50,000).
• Surety Bond of Motorcycle Dealer, Motorcycle Lessor-Retailer, All-Terrain Vehicle Dealer, or Wholesale-Only
Dealer (Less Than 25 Vehicles Per Year), OL 25B ($10,000).
OR
• In lieu of one of the above surety bond forms, the following deposits (see NOTICE) may be accepted:
− Cash (forms OL 65 and OL 94).
− A passbook account assigned to DMV (forms OL 64 and OL 65).
− A certiicate of deposit made payable to DMV (form OL 65).
NOTICE: Pursuant to Vehicle Code Section 11710.2, the director may order the deposit returned at the
expiration of any of the following dates:
− Three (3) years from the date a licensee has ceased to do business. (Close of business must be reported
to DMV Inspector.)
− Three (3) years from the date a licensee has ceased to be licensed, if the director is satisied that there
are no outstanding claims against the deposit.
− Five (5) years from the date a licensee has secured and maintained a dealer bond (on a form speciied
above), and the director is satisied that there are no outstanding claims against the deposit.
− A judge of a superior court may order the return of the deposit prior to the expiration of the dates provided
upon evidence satisfactory to the judge that there are no outstanding claims against the deposit.

If you obtain a Surety Bond, it must be completed as follows:

• Sole owner

− Individual name and DBA firm name.

• Partnerships

− Names of all partners and DBA firm name.

• Corporations

− Corporate name and DBA; or

− Corporate name only if DBA is the same.

• Limited Liability Company

− Limited Liability Company name and DBA; or

− Limited Liability Company name only if DBA is the same.

• Association

− Association name and DBA; or

− Association name only if DBA is the same.

To be acceptable, the Surety Bond must:
• Be signed by the surety company.
Authorization to Release Financial Information, OL 53
1. Licensee Name: Enter your name. First, middle, last and your business name.
2. Firm Name: Enter the name of your business.
3. Financial Institution: Enter the name of the bank where business account is carried.
4. Signed: Sign your name.
5. Title: Enter your title.
6. Date: Date the application.

This form must be signed by a sole owner, all partners, a corporate officer, Limited Liability Company member/
manager, or Association member.

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Certiicate of Proposed Franchise, OL 124

Required of new automobile, commercial, motorcycle, all-terrain vehicle, motorhome, and recreational trailer dealers
only. The OL 124 must be signed by a person on the ownership structure of the licensed manufacturer or distributor,
or by a licensed representative of the manufacturer or distributor. An OL 124 is required for each make being sold.

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Property Use Veriication for Vehicle Dealers License, OL 902

This form is to be completed by an official of the agency responsible for zoning in your area and submitted with your
application for license to a Department Inspector.

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Application For Occupational License, (Part B), Personal History Questionnaire, OL 29

The following individuals are required to complete personal history questionnaires and furnish a Request for Live
Scan Service receipt or Fingerprint Cards: 1) sole owners; 2) all partners; and 3) all individuals listed on the ownership
structure of the business.

A. Applicant Information
Name: Enter your name. Last, first, middle.
Business Area Code/Telephone Number: Enter the business area code and telephone number.
Residence address: Enter address, city, county and zip code.
Home Area Code/Telephone Number: Enter your home area code and telephone number.
Date of Birth, Sex, Color Hair, Eye Color, Height, and Weight.
Driver License/Identiication Number: Enter your Driver License/Identiication Number.
Issuing State: Enter the state that issued your Driver License/Identiication.
Expiration Date: Enter the expiration date of your Driver License/Identiication Number
Social Security Number: Enter your social security number.

B. Employment History for the Past Three Years: Begin with your most recent job. List each separately.
List your employment for the last three (3) years.

C. Education: List your education.

D. Background Information:

1. Have you ever been known by or used any name other than the name appearing on this questionnaire?
Answer yes or no. If yes, list name(s). Examples: Robert Joseph Smith, Robert J. Smith, Bob Smith

2. Have you previously been or are you now licensed or have you ever applied in this state as a vehicle
salesperson, representative, distributor, dealer, registration service, dismantler, manufacturer,
remanufacturer, transporter, vehicle veriier, lessor-retailer, driving school owner, operator, or
instructor, traffic violator school owner, operator or instructor or all-terrain vehicle safety training
organization or instructor? Answer yes or no. If yes, list license number: If you do not remember the
number, indicate so.

3. Have you ever had a business or occupational license issued by this department or an application for
such license refused, revoked, suspended or subjected to other disciplinary action or were you ever
a partner, managerial employee, officer, director, or stockholder in a firm licensed by this department,
and the license was revoked, suspended or subject to other disciplinary action? Answer yes or no. If
yes, list license number, type of license, action by department, and date of action.

4. Were you ever the holder of an occupational license issued by another state, authorizing the same
or similar activities of a license, and that license was revoked or suspended for cause and was never
reissued, or was suspended for cause, and the terms of suspension have not been fulilled? Answer
yes or no. If yes, describe type of license, list license number, and state license was issued.

5. Have you ever had a civil judgement rendered against you? Answer yes or no.
If yes, was it a result of your activity under an occupational license issued by this department?
Answer yes or no. If yes, state amount and whether paid or unpaid.

6. Were you ever a partner, managerial employee, officer, director, or stockholder in a firm that had a
civil judgement rendered against it? Answer yes or no. If yes, state amount and whether paid or unpaid.

7. Have you ever declared bankruptcy or were you ever a partner, managerial employee, officer, director,
or stockholder in a irm that declared bankruptcy? Answer yes or no. If yes, give date bankruptcy filed
and name and location of court of jurisdiction and indicate personal or business.

8. Do you currently have any criminal charges pending against you in any jurisdiction? Answer yes or
no. If yes, state the court, case number and the nature of the charges.

9. Answer questions 9(a) – (d).These questions relate to any disciplinary actions, dismissals, demotions,
adverse action from employment or involvement in any civil or administrative cases, etc. Answer yes
or no. If yes, provide details.

10. All Applicants: ( Excluding traffic offenses ) Have you ever been convicted, placed on probation,
or released from incarceration following conviction for any crime or offense, either Felony or
Misdemeanor, of any jurisdiction within the last ten (10) years. Answer yes or no. Include any conviction
where you were pardoned, pled nolo contendere, or where the conviction was expunged, dismissed, set
aside or removed from the record under Penal Code Section 1203.4.

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Read the information in the IMPORTANT NOTICE box. Applicants Initials Required: Initial the form.
IMPORTANT NOTE: A background investigation is conducted on all applicants. Failure to disclose any/all
convictions may result in the refusal, denial, or revocation of your license.
E. Misdemeanor or Felony Convictions: List all convictions.
F. Applicant Certiication: Enter the city, state, and title.
Signature: Sign your name.
Date: Date the application.
Applicants with convictions, prior departmental actions, business bankruptcies, and/or outstanding
civil judgements related to the automobile industry, must file an Abbreviated Application.

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Appointment of Director as Agent for Service or Process,ADM 9050

The Appointment of Director as Agent for Service or Process enables the service of legal process on the Director of
Motor Vehicles in the extended absence of the licensed principal. The Appointment of Director as Agent for Service
or Process must agree exactly with the wording on the application or it will be rejected. Required for each person
listed under ownership on OL 12.

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Request for Live Scan Service, DMV 8016

Every person applying for an Occupational License must furnish a copy of their Request for Live Scan Service
receipt when submitting their application to the Department of Motor Vehicles.
Live Scan is an inkless electronic ingerprinting process. The fingerprints are electronically transmitted to the
Department of Justice (DOJ) for completion of a criminal background check.
Contact your local Police Department, Sheriff’s Office, or District Education Office to determine the Live Scan site
nearest you.There are more than 130 facilities throughout the state and at least one in each county. Call in advance,
some locations are by appointment only. A photo ID will be required. A Live Scan list is available from DOJ’s Live
Scan internet address at http://ag.ca.gov/ingerprints/publications/contact.htm.
The live scan fingerprinting service fee varies. The cost to electronically fingerprint the applicant is determined by
the local live scan agency. According to DOJ, they can charge a fee sufficient to recover their costs. The $32 DOJ
criminal record check fee is also collected at the live scan site.
If you have been previously licensed by the Department of Motor Vehicles, Occupational Licensing (within the past
3 years), please complete Question #2 on the Personal History Questionnaire (OL 29) and do not complete the
Request For Live Scan Service.

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Fingerprint Card,ADM 1316
A fingerprint card must be submitted for out-of-state applicants only. Fingerprint cards may be obtained by calling
Occupational Licensing at (916) 229-3126 or contacting your local Inspector. Fingerprints must be taken at a local
law enforcement agency either the Police Department or Sheriff’s Office.

+++

WHERE TO FILE YOUR APPLICATION:

Submit the required fees, forms, and documents to your local Inspector (this can be done at the time of exam). To
ensure an Inspector will be available to assist you, please call for an appointment. Detailed office information is
available at www.dmv.ca.gov/fo/inspector_office.htm.

TIME REQUIRED TO ISSUE THE LICENSE:

Upon receipt of a complete application for a license which is accompanied with the appropriate fee, the department
shall, within 120 days, make a thorough investigation of the information contained in the application (11704(b)
CVC).
A complete application is one that contains all the necessary completed forms (e.g., documents, bond, letters
of authorization, signatures, fees, etc.), as required for the issuance of a license. Incomplete applications will be
returned to the applicant for correction and/or deiciency(ies).

TEMPORARY PERMITS:

Permits and supplies to operate will be issued by an Inspector only after all requirements are fulilled, the background
check performed is clear, and your location has been inspected and approved.

ABBREVIATED APPLICATIONS:

The purpose of an abbreviated application is to allow applicants with convictions, prior departmental actions,
business bankruptcies, and/or outstanding civil judgments related to the automobile industry, to discover if a license
will be issued or reissued without incurring the possible unnecessary expenses of obtaining a bond, establishing a
place of business, and/or attending a dealer education program.
To expedite the review process, applicants with convictions may submit certiied copies of the arresting agencies
report and the court documents with their application.
An abbreviated application must be submitted to determine your eligibility for a license.
An abbreviated application consists of the following fees and documents:
• $175 Nonrefundable application fee
• $ 1 Family Support Program Fee
• OL 12, Application for Original Occupational License (Part C)
• OL 21A, Original Application for Occupational License (Part A)
• OL 29, Personal History Questionnaire (Part B)
• ADM 1316 Fingerprint Card (out-of-state applicants only).
• DMV 8016 Request For Live Scan Service (receipt).
If you are considering submitting an abbreviated application, contact the Occupational Licensing Inspector in your
area for assistance.

DEALER EDUCATION PROGRAM
Applicants applying for a used dealer or dealer-wholesale only must attend a dealer education program and pass a
written examination administered by the Department of Motor Vehicles before submitting their application (11704.5
CVC).
The purpose of this program is to ensure that applicants are aware of the laws and regulations governing the
operation of a used vehicle dealership in California.

• What is a Dealer Education Provider?

A dealer education program provider is a private vendor who has been authorized by the DMV to instruct
potential applicants for a used vehicle dealer license on laws and regulations governing the operation of a used
vehicle dealership in California. Dealer Education Provider’s are listed on our website at:

www.dmv.ca.gov/vehindustry/ol/dlr_edu_provider.htm

• Who is required to successfully complete a dealer education program?
− Sole owner
− All partners who manage the business
− A corporate officer who manages the business

• Who is not required to successfully complete a dealer education program?
− A person applying for a new vehicle dealer’s license or any employee of that dealer.
− A person who holds a valid license as an automobile dismantler, an employee of that dismantler, or an
applicant for an automobile dismantler’s license.
− A person applying for a motorcycle only dealer’s license or any employee of that dealer.
− A person applying for a trailer only dealer’s license or any employee of that dealer.
− A person applying for an all-terrain only dealer’s license or any employee of that dealer.

• Where do I go after I successfully complete the dealer education class?

After successfully completing the class you will be issued a completion certiicate. You must contact a DMV
Inspector in your area to take the test. The test consists of 40 questions and must be passed with at least 70%
accuracy.
For testing appointments and information regarding a dealer’s license, please call one of the Inspectors in your
area.
You must present your original completion certiicate, issued by the provider, and your current California driver’s
license or California identiication card to take the test.

NOTE: Completion certiicates issued for completion of approved dealer education programs will be valid for
submission with new dealer license applications for a period of only one year from the date of program completion
(268.08[b] CA Code of Regulations).

• Is there a charge to take the test?
Yes, you will be charged $16 to take the test. If you do not pass, you may retake the test after a seven (7) day
waiting period.You will be charged $16 each time the test is taken.

• What if I can’t pass the test?
If, after three attempts, you cannot pass the test, you will be referred to the education provider listed on your
completion certiicate to determine if additional training is needed.

• Can I submit my application before attending the dealer education class?
Applications for a used vehicle dealer’s license will not be accepted by the department without proof of completion
of the used dealer education program and proof of successfully passing the examination or proof of being
licensed as a vehicle dealer within the past 36 months.

• Where can I obtain application forms?
You may call at (916) 229-3126 or download the application from the Internet at www.dmv.ca.gov

autopia

car broker guide to selling your vehicle

Cartelligent has released its consumer guide to selling trade-in vehicles. The service, based in Sausalito, California and with branches in East Bay, Silicon Valley and Orange County helps thousands of people purchase cars each year across all manufacturers and help them get a great value for their current vehicle. Its team of professional car buyers has put together a guide to help consumers understand the steps they need to take to sell their car on their own.

While most people are excited by the prospect of driving home in a new car, they are typically less enthusiastic about their options on what to do with their current vehicle. One of the most common questions clients ask Cartelligent is what they should do in advance to get their trade-in ready and ensure they get a fair price with a minimum of effort and expense.

Cartelligent has compiled a list of guidelines and things for consumers to consider before selling their car to make sure that it’s in the right condition and they have everything ready to make the process go smoothly.

Paperwork:
Consumers should locate the following paperwork in advance of selling the vehicle:

  •     Vehicle Title: If they do not know where this is, they will need to request a duplicate copy from the DMV before they can sell the car. If they still have a loan or a lease on the vehicle, they should arrange to pay off the balance and request the title before they offer it for private sale.
  •     Vehicle Registration: They will need a current copy of the car’s registration. If this has expired, they will need to pay the next year’s registration and any outstanding late fees and/or penalties before they can sell it themselves.
  •     Smog-Inspection: It is the seller’s responsibility to get the car smog-inspected and ensure that it passes.
  •     Vehicle History Report: They can obtain a vehicle history report through CarFax for $39.99 to prove that the car has not been in any accidents.
  •     Bill of Sale: Bills of Sale are available from the DMW. Both seller and buyer should fill it out completely when the sale is final.

 

Market Research:
Cartelligent recommends taking the time to research the vehicle’s value so that the seller knows what to expect and can weigh the potential gain of investing additional funds in repairs prior to sale. Websites like KBB.com and NADA.com can help them estimate the value range for their make and model. It can also be a good idea to look at similar vehicles online to get a sense for the local market value. Be aware that the asking price is often higher than the actual price the car will sell for.

Aesthetics:
A thorough detailing can make the car look more attractive and can add perceived value. Potential buyers will perceive a clean car as a well maintained car and assume the rest of the vehicle is also in top condition. Additionally consumers may want to consider repairing minor cosmetic damage such as:

  •     Minor dings or other body damage
  •     Windshield cracks (these may be covered by their insurance)
  •     Minor scratches and paint repairs
  •     Missing hubcaps or scratched wheels
  •     Headlight or taillight bulbs that have burned out

It can be a good idea to get an estimate on the cost of more extensive damage or needed repairs and then decide if the potential resale value of these will offset their upfront costs.

 

Mechanics:
A mechanical check-up can let the seller know if there are any issues with the vehicle and give them an estimate as to what these will cost to repair. Cartelligent recommends that the following be taken care of:

  •     Windshield Wipers: Putting a new pair of windshield wipers on the vehicle tells potential buyers that the seller has looked after the little things and builds confidence that the car is in good condition.
  •     Tires: Ensure that tires are in new or good condition. Replacing worn tires can add value to the vehicle.
  •     Warning Lights: Cartelligent recommends repairing any underlying issues causing a lighted warning indicator before putting the car up for sale.
  •     Noises: Cartelligent also recommends repairing any mechanical problems that are causing the vehicle to make noises when driven such as suspension squeaks and belt noises.
  •     Safety: Cartelligent strongly advises that the seller repair any and all issues that could make the vehicle unsafe to drive such as faulty brakes, airbags or seatbelts.

 

Selling the Vehicle:
Once the vehicle is in good shape and it’s ready to put up for sale, consumers should consider the following:

  •     Ad Copy: Be as honest as possible in the body of the ad but use words that will be compelling to potential buyers and make them want to see the vehicle in person. Avoid abbreviations, first-person references to the vehicle and short-hand that may come across as unprofessional and detract from the perceived value.
  •     Photos: Take high-quality photos of the vehicle that will show it to its best advantage in the ad. Low quality camera phone photos can make the vehicle look less appealing to potential buyers.
  •     Online Ads: Cartelligent recommends the following best practices when selling a vehicle online.
  •     Consider using a disposable cell phone rather than providing a personal number.
  •     Find a public, well-lit place for test-drives and the financial exchange.
  •     Request a cashier’s check or cash for the final payment.

 

Once the sale has been finalized, the seller will want to inform the DMV that they are no longer financially or legally responsible for the vehicle. They can fill out a Notice of Transfer and Release of Liability form once the sale is complete – it’s important to follow up in a few weeks to ensure that this went through.

Selling a trade-in can be time-consuming and confusing. Consulting this guide can help ensure that the process goes as smoothly and as safely as possible.

We welcome inquiries about these tips or about car buying in general. To set up an interview with one of our experts, please contact Jessica Carstens at 415-339-4562 or email jcarstens(at)cartelligent(dot)com.

About Cartelligent: For over thirteen years, Cartelligent has connected car buyers with the new car they want, at the right price. Thousands of satisfied clients have saved time and money while avoiding the hassle of the traditional dealer experience by working with Cartelligent to help them enjoy the car buying experience like never before.

buying cars on craigslist can be risky

Couple Arrested After Unknowingly Buying Stolen Car

Salesman says he’ll issue a refund “as soon as I get the money.”

After seeing a good deal for a used BMW on Craigslist, an Orange County couple bought the car from the seller only to be handcuffed for driving a stolen vehicle. John Cádiz Klemack reports for the NBC4 News at 11 p.m. on Tuesday, Nov. 5, 2013.

 Farrah and Tom Johnson filled out a contract and paid $3,700 cash to buy a clean, used 2001 BMW 325i from a man who seemed professional.

“I was all excited to have this nice BMW,” Farrah Johnson said. “It seemed like a good price for the mileage.”

For a few days, they were happy with their purchase – until police officers pulled them over.

It turned out that they had bought a stolen car. And when they went back to the business that had sold it to them, they found just the empty husk of the shop they had visited just days earlier.

The dealership was not licensed to do business. The salesman was nowhere to be found.

Experts said that the Johnsons could have avoided their predicament by insisting on a pink slip. The couple said the salesman promised he would mail it after he took care of some final paperwork issues.

NBC4’s John Cadiz Klemack spoke over the phone with the salesman, Ramon Vladimir Torres Quiroz, who said he has sold 200 cars and received no complaints.

“Don’t judge me yet,” Quiroz said.

He said he plans to issue the Johnsons a refund.

“I’m working on it,” he said. “As soon as I get the money, I’ll get them their money back.”

are you concerned about government records and your privacy ???

Government Records and Your Privacy

1. Introduction

Government records are public in order to enable citizens to monitor their government and to ensure accountability in a democratic society. The challenge to policymakers is to balance the public’s right to information with the individual’s right to privacy.

Virtually every major change in life is recorded somewhere in a government document. Shortly after you are born, a birth certificate is issued.  If you obtain a driver’s license, get married, buy a house, file a lawsuit–all of these events are recorded in public documents easily available to you and to others.

2. Public Records

Note: Most of the information in this section is specific to California.  Other states may vary in how they regulate access to public records.

Public records are just that–public. There are few, if any, restrictions on the release of this information. For example, information from public records is frequently obtained by direct marketers. (See PRC Fact Sheet 4: Junk Mail: How Did They Get My Address?) Public records may also be used by private investigators, attorneys, law enforcement officials and other government agencies. In fact, as more public records are posted online, anyone with a computer and Internet access can easily compile detailed profiles on individuals.

The most common California government records containing personal information are listed below:

Your California Department of Motor Vehicles (DMV) driver’s license file contains:

  • Your name
  • Birth date
  • Home and mailing addresses
  • License number
  • Physical description
  • Social Security number
  • Failures to appear in court
  • Failures to pay traffic fines
  • License status (valid, revoked, suspended, expired)
  • Major traffic convictions for the past seven years
  • Minor traffic convictions for the past three years

The DMV also keeps files of vehicle registrations which include:

  • Name of the person who owns the vehicle
  • Residential and mailing addresses of the registered owner
  • Vehicle year, make and body style
  • Year the vehicle was bought by the current owner and previous owners’ names and addresses going back three years
  • License plate number; vehicle identification number
  • Name of the lien-holder if the loan for the vehicle has not yet been paid in full

DMV files are routinely consulted by employers, insurance companies, attorneys and private investigators. They used to be sold to marketers, but access has been restricted since 1990.

Confidential portions of your file include medical information, home address and Social Security number. Even though it is considered confidential, in some specific instances your home address can be released to insurance companies, banks, attorneys and process servers.

The DMV also releases information to “casual requesters.” However, the requester must apply to the main DMV office in Sacramento and explain the purpose of the request and potential uses of the information. Each request is reviewed by DMV to determine that the purpose of requesting the information is for a legitimate us. http://www.dmv.ca.gov/forms/inf/inf70.htm.

Your Social Security number is required to receive or renew your driver’s license.  This information is considered confidential. The law allows SSNs to be used for tax administration purposes, collecting government fines, and helping track down parents who have not made court-ordered child support payments.

The California driver’s license looks very similar to a plastic credit card with a magnetic “stripe” on the back. The “stripe” holds information which can be read by special scanners. Currently the information on the stripe is the same as the front of the license. It can be used by law enforcement officers to print traffic tickets and by retailers to record information when a customer pays by check. Some privacy advocates are concerned that the magnetic stripe makes it easier for merchants to establish computerized data banks about their customers, and thereby poses a threat to personal privacy.

In California, Civil Code 1798.90.1 prohibits bars, car dealers and others from collecting personal information by swiping the magnetic stripe for purposes other than verifying age or the authenticity of the driver’s license, or preventing fraud.

One court has ruled that the federal Driver’s Privacy Protection Act (18 U.S.C. 2721-2725) allows states to turn over their entire DMV database to certain private entities, including research companies, online database operators, grocery chains, insurance companies, employee screening services, technology businesses and consulting companies. The court held that these entities, which buy DMV records in bulk, are making a permissible use of the information.  Taylor v. Acxiom Corp.(5th Circ., July 14, 2010).

Voting records are kept at the County Clerk’s or Registrar of Voters office and at the California Secretary of State office. California voter records are available to four categories of users: election/political, scholarly, journalistic, or governmental purpose. Requesters must apply to the California Secretary of State or the county elections office for the records and must certify the purpose for their request.

The state offers the Safe at Home program to provide confidential address protection for individuals who must keep their home address private because of personal safety issues. Victims of domestic violence and stalking, employees and volunteers of reproductive health care clinics, and others whose safety is at risk can apply for the California Safe at Home program. For more information, call the California Secretary of State at (877) 322-5227, www.casafeathome.org . At least 28 states offer similar confidentiality programs (See National Network to End Domestic Violence’s list of state confidentiality programs).

Birth certificates are on file in the county in which the birth occurred and at theOffice of Vital Records in Sacramento. Birth records usually contain the name of the child, date and time of birth, the city and the hospital in which the child was born, the parents’ names, the attending physician’s name and various signatures. Birth records housed in the State Vital Records Office are public and can be ordered by anyone with sufficient identifying information (See CA State Vital Record’s explanation of Authorized Copy vs. Informational Copy). County records may be confidential and available only to the subject of the record or by court order. Confidentiality policies differ by county.

Marriage certificates are usually filed in the County Clerk’s office where the marriage application was filed and in the State Vital Records office in Sacramento. An index is available to the public. It contains the bride and groom’s names, the county where the application was filed and the date of the marriage.

In California a couple may file for a confidential marriage certificate which is not placed in the index and is not a public record. A confidential marriage license is open only to the bride and groom or by court order.

Death certificates are also public documents. They are usually kept on file in the county in which the death occurred at the County Clerk’s office. The State Registrar’s office in Sacramento also maintains these files. An index of death certificates is available to the public. It contains the name of the person who died, where the death occurred, the date and the person’s Social Security number.

Property records are open for public inspection. When you purchase a home or other real estate, a record of the transaction is made by the County Assessor’s office and the County Recorder’s office. The files maintained by the Assessor, Tax Collector and/or Recorder contain the location of the property, current owner’s name, address and previous owners’ names, dates of sale, description of the property and the approximate value of the real estate holding. These files are increasingly made available on the Internet by county government agencies and by information brokers.

Court records, unless they involve a juvenile, are usually public. Superior, municipal and small claims court records are kept in the court clerk’s office. The court clerk maintains an index of civil and criminal cases which is filed in alphabetical order by the names of the parties involved. Case files can be retrieved under the name of either the plaintiff or the defendant. They contain the initial complaint, the defendant’s answer and motions filed in the case. Case files may also contain evidence or exhibits that were used in court. Court records are increasingly available on the Internet.

A person involved in a lawsuit can ask the judge to have parts of a case file “sealed.” If the judge consents to seal parts of the record, that portion is no longer open to public viewing. In criminal cases, probation reports, medical information and psychiatric information are removed from the file before it is made available to the public.

The National Center for State Courts has information on state policies for public access to court records on its website at http://www.ncsc.org/topics/access-and-fairness/privacy-public-access-to-court-records/state-links.aspx?cat=Privacy%20Policies%20for%20Court%20Records.

Divorce records are public documents and are usually considered part of court files. They are filed at the Superior Court clerk’s office of the county in which the divorce was granted.

Arrest records are public records. They may include detailed information about the person arrested, the incident leading to the arrest and the victim. These records can be closed if their release would endanger an ongoing investigation or public safety. If the person arrested is found innocent of the charges, he or she may ask to have the record sealed and claim they have never been arrested.

Postal address information is not a matter of public record through the U.S. Postal Service (USPS). However, the information from postal Change of Address forms is available to many people. The Change of Address form carries a notice that the information you provide may be used by others. USPS assumes you have read this warning and consent to the release of your information.

If you move and fill out a Change of Address form (USPS Form 3575), the information is sold by USPS to mailing list, direct mail and credit bureau companies through its National Change of Address (NCOA) system to help mailers update their lists. However, temporary address changes are not included in the NCOA database.

If you file a Change of Address form, USPS will release your new address to those who send you first class mail at the old address for up to 12 months — shorter forwarding limits for magazines and other non-first class mail. Victims of a threatening situation can prevent the release of his or her new address by obtaining a temporary restraining order or court order and presenting it to the Postal Service.

USPS mails a confirmation of the new address to both your new and old addresses. This is a precaution in case an identity thief has fraudulently forwarded your mail to another address. See PRC’s Fact Sheets 17: Copying with Identity Theft: Reducing Your Risk of Fraud and 17a: Identity Theft: What to Do if it Happens to You.

Local post offices will release Change of Address forms to someone presenting a subpoena or court order, to a law enforcement or government official for authorized purposes, or to someone who is certified to serve legal documents.

3. Confidential Records

Some records kept by government agencies are considered confidential. For example, your tax records are private. You may have access to your Internal Revenue Service file but others do not. The following are some common government records which are confidential.

Social welfare information such as Medicare records and Social Securityinformation is generally confidential. However, social service agencies must supply a list of benefit recipients and their Social Security numbers to tax authorities.

In addition, the federal government has a computer matching program which allows agencies to compare computerized records to verify eligibility or compliance with benefit programs. This program is also used to collect debts owed to the government or unpaid child support. If you apply for benefits, you must be told that the matching program is being used. No one can be denied benefits based solely on the results of information obtained through matching.

Tax information, both federal and state, is not a public record. It is not disclosed unless:

  • The taxpayer is part of a court proceeding where tax issues are relevant
  • A government agency is trying to locate a parent who owes child support payments
  • State financial aid programs have been requested
  • It is for statistical use
  • Agencies request tax information for the purpose of tax administration

People who file joint returns have equal access to tax records. Federal law allows the Social Security Administration and the Department of Education access to tax records to withhold tax refunds if money is owed to the government.

School records are usually confidential. (See Fact Sheet 29: Privacy in Education: A Guide for Parents and Adult-Age Students.) Persons over age 18 must authorize the release of their school records before they can be viewed by others (including parents). The records of children under 18 years of age are under the control of their parents and/or guardians. The records can be releasedwithout consent only to:

  • The current school district
  • A school district to which the student is transferring
  • State or federal education authorities
  • State or federal financial aid programs
  • Law enforcement officials for “child welfare” protection
  • Or upon a judge’s order for release

Parents have the right to inspect all records a school has about their child if the child is under 18, and to request that any errors be corrected. In California, noncustodial parents and foster parents have the right to view a child’s records. However, only custodial parents may challenge its content or consent to its release. Adult students have the same rights as parents of minor students.

Schools must keep a log, open only to parents and school officials, which lists those who have received information from a student’s record and how the information was used.

The school may release directory information about students. But parents (or the student if over 18) must be notified as to the type of information to be released. Parents have the right to block the release of the information by notifying the school of their objection. Usually a notice dealing with this issue is sent home at the beginning of the school year. (See the legal citation for the federal Family Educational Rights and Privacy Act, or FERPA, at the end of this publication.)

Public library records are confidential under the California Public Records Act. All registration and circulation records of any library which receives public funds may only be disclosed for library employees to do their job, by order of a superior court, or if the person authorizes the release.

Confidential data includes information provided to receive a library card and a list of the materials that have been borrowed. Records of fines and statistical reports are not confidential. Privately-funded libraries may not have the same privacy protection as those which receive public funds. You may want to request a copy of the facility’s policies.

Criminal history information compiled by local and state criminal justice departments is not public in California. “Rap” sheets (records of arrests and prosecutions) can only be accessed by:

  • Law enforcement agencies
  • Attorneys working on a case involving the individual
  • The subject of the information
  • Probation or parole officers
  • A state agency which needs the information to license an individual
  • Employers, under limited circumstances authorized by law

With the increasing computerization of records, however, information brokers are able to compile what amounts to a “rap sheet” by searching arrest records and court files that are public records. This information is sometimes used by employers to run background checks on prospective employees. Such records can be obtained from Internet-based information broker services.

4. Federal Privacy Laws

The two main federal privacy laws are the Privacy Act of 1974 and the Freedom of Information Act. They apply only to federal government agencies. At first glance, the two laws seem diametrically opposed. The Privacy Act deals with keeping government records about individuals confidential, and the Freedom of Information Act is commonly used to pry open government files. However, these laws are attempts to balance the public’s right to know about the actions of government with the rights of an individual to retain his or her privacy. (Legal cites are located at the end of this guide.)

The Privacy Act gives an individual the right to:

  • See and copy files that the federal government maintains on him or her
  • Find out who else has had access to the information
  • And request a change in any information that is not accurate or relevant

A government agency is required to:

  • Respond to a request for information within 10 days; notify the public about the types of files they maintain via the Federal Register; inform the public how they use the information; make sure the information in files is relevant
  • Not use the information for any purpose other than the one for which it was initially collected

Government files on an individual may be opened to others in a few cases including:

  • A purpose similar to the original reason for collecting the information
  • For statistical research
  • For law enforcement purposes
  • When ordered by a court
  • If it is medically necessary for the requester to have access to the information

There is no central index of federal government records about individuals. If you want to look at your records, you must first identify which agency has them. Then use the Privacy Act to ask to see your files. The agency must respond to your request within 10 days. You may be charged a “reasonable” fee for copying the file.

You may be denied access to government records about you if they involve:

  • Law enforcement activities
  • The Central Intelligence Agency (CIA)
  • Litigation
  • Civil service exams (to the extent access would affect the fairness of the tests)
  • Confidential government sources

If you are denied access to your records, you can appeal in court. You may also take a government agency to court if you believe it has improperly disclosed information about you or if you want to block impending disclosures.

The Freedom of Information Act was designed to help individuals obtain information about the actions of government. It requires that citizens be given access to government records unless disclosure involves:

  • Litigation
  • The Central Intelligence Agency (CIA)
  • Internal agency memos
  • Personnel matters
  • Trade secrets
  • Classified documents
  • Law enforcement activities
  • Confidential government sources
  • Violating an individual’s privacy interests
  • Civil service exams (to the extent it would affect the fairness of the tests)

The agency has 20 days to make a determination on a request for access. If you are denied, you may appeal the denial either within the agency itself or in court.
5. California Privacy Laws

California has two state laws which are similar to federal privacy legislation: the Information Practices Act and the Public Records Act. (The legal citations are found at the end of this guide.)

The California Information Practices Act applies only to state agencies. It is similar to the federal Privacy Act and gives individuals access to information about them held by state agencies. However, the Information Practices Act does not require the state to publish a list of the type of records agencies create.

If you request information, the state agency must respond within 30 to 60 days. You can be denied access to your records for the same reasons as under the Privacy Act. If a request is denied, you must be told the reason for the denial. You can appeal the decision in court.

If you find incorrect information in a record the state keeps about you, you have the right to amend your file. The agency must note in the record that you dispute its accuracy.

The Information Practices Act does not cover city or county government records. Local governments are free to make their own laws in this area.

The California Public Records Act is similar to the federal Freedom of Information Act and covers state, city and county boards, special districts, commissions, agencies and school districts. With a few exceptions, all records from these bodies are considered public documents. The major exemptions from public disclosure include:

  • Personnel matter
  • Medical records
  • Tax records
  • Litigation
  • Public library records
  • Preliminary drafts, notes, or memos
  • Complaints or investigations by law enforcement authorities unless the person requesting the information is involved in the crime or suspected crime
  • Information which would compromise civil service exams

If you request information under the California Public Records Act, the agency must let you know within 10 days that it has received your request. If your request is denied, you must be notified within 10 days and given the reason the information is not being released. You have the right to appeal such decisions in court.

6. Policy Considerations

Traditionally, public records were obtained by visiting the appropriate government agency and inspecting or copying them there. But Internet access to government records is increasing. Consumers should be aware of the growing public policy debate over the availability of government records online. While such records have always been public, Internet access is making them easier to gather and compile, both by individual citizens and by a variety of institutional users. Information brokers, direct marketers, employers, private investigators, law enforcement officers and other government agencies are finding new ways to use this information.

Should public records, including sensitive court files like divorce records and insurance cases containing medical information, be freely available by anyone via the Internet? The issue of online access to public records will be an increasingly significant privacy concern in the coming years. For additional information on this matter, read the PRC’s Public Records on the Internet: the Privacy Dilemma andThe Privacy Advisor (May 1, 2012) Assessing Public Information in the Digital Age.

7. Resources

The information in this Fact Sheet covers only the most common government records. There are a number of other government agencies that may contain information about you. For example, various local, state and federal agencies license individuals for certain professions, and many of these records are open to the public.

A useful guide to federal government information is Your Right to Federal Records, GSA Federal Citizen Information Center (November 2009).www.pueblo.gsa.gov/cic_text/fed_prog/foia/foia.htm

The California Public Records Act is explained in Access to Public Records in California,” Citizen Media Law Project www.citmedialaw.org/legal-guide/california/access-public-records-california

Individuals may obtain a copy of their criminal record by writing to the Federal Bureau of Investigation. Include a letter stating why you are making the request, a set of fingerprints and a money order (no checks) for $18. Mail to: FBI, Criminal Justice Information Services Div., 1000 Custer Hollow Rd., Clarksburg, WV 26306. Telephone: (304) 625-3878. Web: www.fbi.gov/hq/cjisd/fprequest.htm

Individuals who do not have a criminal record can make a request under the Freedom of Information Act to determine if the FBI has compiled information about them. The request must be in writing and should include a complete name, address, date and place of birth and notarized signature. It should be sent to FBI, Freedom of Information Privacy Section, at the same address and telephone number as the previous paragraph.

On the state level, to receive a copy of your “rap” sheet (record of arrests and prosecutions), contact the California Attorney General. Write to: California Department of Justice, Record Review Unit, P.O. Box 903417, Sacramento, CA 94203-7410. Telephone: (916) 227-3832. Send a $25 for the processing fee, plus 10-print fingerpint card, name, date of birth, gender, address, and letter stating purpose of request. Web: http://ag.ca.gov/fingerprints/security.php.

For additional information on California birth, death and marriage certificates, contact: Center for Health Statistics, California Department of Public Health, Office of Vital Records, P.O. Box 997410, Sacramento, CA 95899-7410. Telephone: (916) 445-2684 (recorded message). Web:http://www.cdph.ca.gov/certlic/birthdeathmar/Pages/ContactUs.aspx

Legal citations for federal and state laws on government records are as follows:

Federal laws: (www.law.cornell.edu/uscode)

Privacy Act of 1974, 5 USC, § 552a.
Freedom of Information Act, 5 USC, § 552.
Family Educational Rights & Privacy Act (FERPA), 20 USC § 1232

California state laws: (www.leginfo.ca.gov/calaw.html)

Information Practices Act, Calif. Civil Code, § 1798.
Public Records Act, Calif. Government Code, § 6250.

are you in the market for a red ferrari ???

California Auctions $16 Million Ferrari

Ferrari Testa Rossa was auctioned in California for more than $16 million, making the red Ferrari 1957 sports car the most expensive auto ever sold at an automobile auction.

The race car is a Ferrari prototype and the first Testa Rossa ever built, with a 300-horsepower 3.0-liter V-12 engine and a 4-speed manual transmission.

Spectators at the Pebble Beach Concours d’Elegance in Monterey, California erupted in a roar as a staggering price was reached in the final bid but, shortly afterward, an anonymous buyer offered a record-breaking $16.4 million for the classic Ferrari automobile.

Auctioneers Gooding & Company were as surprised as everyone else at the shocking $16,390,000 winning bid for the classic 1957 Ferrari.

The red Ferrari 250 Testa Rossa is a former Concours d’Elegance first-place winner, and the vehicle will now be added to the anonymous buyer’s extensive investment portfolio.

California has a world record-setting love for its cars, indeed.

$16 Million 1957 Ferrari Testa Rossa

learn vehicle history with a VIN ???

What’s a VIN?
A Vehicle Identification Number (VIN) is the 17-character identifier for your car, truck, or motorcycle. It looks like this: 1VXBR12EXCP901213, and encodes the vehicle’s manufacturer, features, and serial number. No two vehicles have the same VIN, so it serves as your car’s fingerprint– this allows for all reports of accidents, title problems, insurance incidents, and more to be tracked through each vehicle’s VIN.

Through VinAudit.com, you can look up records associated with your VIN instantly:

Enter VIN:
What’s this? Example: 1VXBR12EXCP901213

Where can I find my VIN?
You can find your vehicle’s VIN in the title document, the vehicle registration, and on the insurance policy. The VIN could also be located at the following locations on the car itself:

 

  • On the driver’s side dashboard
    (viewable through the windshield)
  • On the driver’s side door
    (on a sticker in the door jamb)

Why would I order a VIN report?
A VIN report lets you learn about your vehicle’s history. It includes checks for whether the car has been stolen, experienced accidents, recorded as salvaged, as well as many othertitle problem checks. Ordering a VIN report before purchasing a vehicle allows you to catch potential problems and purchase with confidence.

car dealer bond FAQ

Car Dealer Bond Vital Info…

What is a dealer bond?

The car dealer bond protects your customers against fraudulent or unethical actions by a dealer.

The bond assures the dealer is financially secure in cases where a customer is cheated by a dealer.

The DMV and flooring company can also make claims against this dealer bond.

Can I make a down payment and then pay monthly for the dealer bond?

Absolutely!

 www.cardealerbondnow.com

for the best rates on a retail or wholesale car dealer bond

and ask about our 30% down payment option.

All surety bond carriers ask for payment of the bond in full,

however

Your Car Dealer Bond

has set up a financing program to give

California dealers access to a payment plan for their DMV bond.

 

The DMV needs the OL-25 form signed – what is this and where do I get it?

The OL 25 is your surety dealer bond.

The original bond that will be sent from your bond carrier will meet this requirement.

How long does it take to receive the initial dealer bond quote?

Approximately 24 hours, unless your FICO score is below 650.

Then the process usually takes 2 days.

How long does it take to receive the originally-signed dealer bond needed to obtain my license?

From the time we receive your payment,

it’s typically a week to 10 days before your receive your bond in hand depending on where you are located in the country.

We’ve invested in check-by-fax and check-by-email to help expedite our service.

What if I have had some credit issues (bankruptcies, short-sales, foreclosures, etc.)

Most dealers these days have encountered credit issues of some sort.

We have the most competitive surety carriers for all credit levels so no worries if your credit is less than perfect!

I started with a $10,000 bond because I am a wholesale dealer and thought I would sell 24 vehicles or less per year.

Will the surety company increase the limit of my bond from $10,000 to $50,000 for additional premium

if I will sell 25 or more cars or I want to retail or auto broker?

Unfortunately not.

Once your DMV inspector accepts your bond and issues your dealer license, the surety company will not make any refunds whatsoever.

The $10,000 bond would have to be canceled and a $50,000 bond would need to be written without a credit or refund.

Can I pay with a credit card?

You sure can.

For your convenience, we accept Visa, Mastercard, Discover, and American Express.

A standard convenience charge of 5% will be applied.

While we hope you don’t need to incur this additional expense, some of our customers have found this option extremely helpful.

More Important Info about Your Car Dealer Bond…

RIDER Process: needing a rider can be very frustrating if it’s only needed because your app was incomplete or something was incorrect. One of most common reasons for a rider that we see is the dealer forgot to put his middle name on the app. The cost is $100 and having to go through this process will add on 2 – 3 weeks to the time before you can be licensed. We are here to help and would rather spend 10 minutes answering your questions to provide you with the best possible experience with respects to your bond acquisition.

The two (2) most time-consuming steps of the car dealer licensing process are:

  • getting the LiveScan fingerprints into the Department of Justice system. This takes about 45 days and costs about $70; and
  • forming a corp. or LLC (if applicable). This also takes about 45 – 60 days, although the Secretary of State offers an expedited service for about $375 vs. about $100.

 

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866-357-4405